Die Konten haben alle eine deutsche IBAN und nutzen die BIC, bzw. den Swift-Code der comdirect. Falls Sie sich auf günstige Gebühren bei. Seit der Umstellung auf IBAN ist diese Angabe in allen Formularen verpflichtend. Falls sie ein comdirect-Konto besitzen und Ihre IBAN. Die comdirect bank nutzt mehrere Bankleitzahlen für unterschiedliche Kundenbereiche (Filialnummern). Es ist wichtig, dass Sie bei der IBAN-Berechnung die.
Wo finde ich meine IBAN und BIC?Wenn gehört das Konto IBAN: DE bei der Bank ist da mein Geld sicher? IBAN Geisterkonten erkennen - Betrüger erkennen. Hier findest du den BIC/SWIFT-Code für COMDIRECT BANK AG in Germany. Überprüfe den Brauche ich ebenfalls eine IBAN? Das kommt ganz auf dein. Sagt aber auch, dass comdirect gar nicht in der Liste der Empfängerbanken für Die comdirect Bank hat mehrere Bankleitzahlen (die ja dann auch in der IBAN.
Iban Comdirect comdirect bank - BLZ: 20041111 VideoDas Ende von Comdirect ! Commerzbank Übernahme Comdirect 2020 Kann ich das Konto Merkur Onlien meinem Wertpapierdepot verbinden? In: WirtschaftsWoche. Kein reiner Discount-Broker — Angebot einer Vollbank. Nicht von der Panne betroffen ist dabei nur eine ganz bestimmte Kundengruppe, die ihr Konto schon sehr lange hat.
The downside of international transfers with your bank When you send or receive an international wire with your bank, you might lose money on a bad exchange rate and pay hidden fees as a result.
With their smart technology: You get a great exchange rate and a low, upfront fee every time. You move your money as fast as the banks, and often faster — some currencies go through in minutes.
Your money is protected with bank-level security. You join over 2 million customers who transfer in 47 currencies across 70 countries.
How can you find out the account balance using the ATM of the Commerzbank, if you have a card of this bank? The Comdirect and Commerzbank are two different banks.
That does not work in Germany. Best is to install the banking-app of the Comdirect, so you can take a look at your account at any time using your Smartphone.
Thank you very much for this great article and similar ones. It has helped me in understanding the banking system in Germany a lot more clear than any other website.
I have a couple of questions reg. Assume that I made the comdirect as my primary account with my salary deposited monthly and I have opened Girokonto with VISA credit card and Savings account.
Will it affect me in any bad way? Also please give any tips on how to come out of such situations or avoid them altogether?
Can I use overdraft facility on my current account instead of using my credit card? Also, how long can I safely overdraw? Is it weekly too or monthly?
Since I also have savings account, how can I use this as source to take money from for my VISA card instead of my current account?
If you know that a payment provider cannot, do not overdo it. Each bank does an internal customer rating. If problems occur, the rating drops.
I have that too. With an incoming salary, that should not be a problem. The Visa Card is automatically cleared monthly with the current account.
There is no interest incurred on the credit card account. However, with online banking, you can make transfers between all three accounts checking account, credit card account, savings account within seconds.
PS: In German language we have recently started to offer consultations. But if you call the bank directly, this is free of charge for you!
Enjoy the further exploration of Comdirect! Thanks a lot for the information. In the first point you mentioned that it would be cleared by the weekend and in the second point, it was said that the VISA credit is cleared monthly.
I am confused. Yes, bank conditions are subject to change and so it is not always easy to keep everything up to date. The Visa Card of Comdirect is automatically billed monthly to the checking account.
This is a process that is convenient and nice for us smart banking customers in Germany, because no expensive lending rates can occur!
Until the transfer, the balance remains interest-free, and if the checking account does not have sufficient credit and an overdraft facility has been agreed upon, only a favorable 6.
That works, right? Below this amount, a fee will be charged. This is kind of ridiculous. But charging online money transfers kind of beats the whole purpose of direct online banking!
If Comdirect really is that thick, could this workaround work? Is it possible to set the Überziehung for my Girokonto to 0? Comdirect as a bank has to pay fees for the use of the cash group as well, and this is where one wants to operate in a way that makes good business sense.
You can withdraw lower sums with the Girocard in various German supermarkets with a minimum purchase of 10 or 20 Euros.
This is being used more and more frequently in practice. Please make sure not to overdraw the account, because with an account balance under 0 Euros it does not work anymore.
That means direct debits are reversed automatically — with all consequences. We always advise the smart bank customers among us to have an overdraft facility.
You do not have to use it. It is a security line. I have settled in Germany and I want a credit card for my travel bookings, I will deposit the amount in the current account and want to use the credit card only with the amount I have in my current account just how N26 works.
I guess this is possible right? And how much is it charged if I swipe the credit card outside Germany? Is there any monthly balance I need to maintain in my current account or monthly minimum transaction that I have to do with the credit card?
Yes, that can be done with Comdirect. There is no minimum sales or mini-mum balance. Payments in Euro by credit card are free of charge, in foreign currencies a foreign service fee of 1.
More or less similar to N Tip: In foreign countries with a different currency, withdraw cash: This is free of charge on the part of the Comdirect and there is no!
Foreign Service charge! Enjoy the dis-covery of Comdirect Bank! What a tip. Will always withdraw cash instead of paying with credit card next time I am outside EU.
Thanks a lot. What will be the amount increase per month? IS this a proper savings account with fixed interest rate?
Perhaps you have already heard that the key interest rate of the Europäische Zentralbank European Central Bank has been A large number of banks pass on the lower interest rate to customers for larger amounts.
The Comdirect does not do that. The account simply has no interest rate. That means in your case: In a month, the 4, Euros will be there, as they are now.
The bank has kept the money safe for you. I have followed the accunt opening procedures on how to open account for a foreigners domiciled abroad.
There is a pdf form to fill out… So you happen to know how and where to send this form once I fill it out? There is no information on that matter available on the comdirect website.
Your thread seems to imply they can — was the agent mistaken? Every account opening is an individual decision of a bank. Fact is that some US people do have an account with the bank.
It used to be easier because as a bank you could earn something despite the account being free. Today, the monitoring requirements for foreign account holders — especially for US individuals — are enormous, and the accounts are free.
Well, not a good deal. Depending on which services you expect from an account in Germany, there are alternatives.
Good evening, I understand that some basic German language knowledge is expected to open the account.
If someone uses the information on your website and attempts to open the account online outside of Germany as a non-resident, would it result in an unsuccessful application or not necessarily?
Thanks and regards, Tamas. However, many do not get an account because they do not understand the language or there are other reasons against it.
Likewise, not every application from a German resident in Germany leads to an account opening. Name required. Mail will not be published required.
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Portal for clever banking in Germany and abroad. Possibility to apply for the bank account and credit card from abroad.
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